Broker Check

How We're Paid

Transparency First

How We're Paid

We believe you should know exactly what you're paying and exactly what you're getting. Clear, straightforward compensation — no surprises.

Our compensation is aligned with your success.

We're committed to transparency in how we're compensated. Depending on the services involved, compensation may include asset management fees, financial planning fees, and in some cases, commissions on certain products. We'll always be upfront about what applies to your situation before you engage.

Investment Management

Assets Under Management

Our investment management fee is based on the assets we manage on your behalf. It's an annual fee, billed quarterly. Fees are tiered — as your assets grow, your blended rate decreases.

First $250,0001.25%
Next $250,0001.00%
Next $500,0000.90%
Next $1.5 million0.75%
Next $2.5 million0.60%
Next $5 million0.45%
$10 million & above0.30%
Financial Planning

Comprehensive Planning Fee

Whether a financial planning fee applies to your engagement depends on the scope of services involved. This will always be clearly outlined before you move forward — no surprises.

When a planning fee is charged, it covers the full scope of your financial life — cash flow, tax strategy, retirement, insurance, estate planning, and investment coordination. The fee is based on the complexity of your situation and is paid upfront, then monthly thereafter.

Minimum Planning Fee
Where applicable — paid upfront, then monthly
$3,500 / yr
Real Numbers

What does this look like for a $1 million account?

Each tier is charged its own rate — you don't pay the higher rate on your entire balance. Here's exactly how the math works.

First $250,000
@ 1.25%
$3,125
Next $250,000
@ 1.00%
$2,500
Next $500,000
@ 0.90%
$4,500
Annual Total
Billed quarterly at $2,531.25/quarter
$10,125
Blended rate: 1.0125%
Fee Calculator

Estimate your management fee

Enter your approximate investable assets to see what your annual management fee would be.

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Billed every 3 months
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Common Questions

What you might be wondering

Will I be charged a planning fee?
Whether a planning fee applies depends on the scope of your engagement and the services included in your plan. This will always be clearly outlined before you move forward — there are no surprises.
Are the fees negotiable?
The management fee is negotiable in some circumstances. We're always happy to have a transparent conversation about fees relative to the value and complexity of your situation.
When and how are fees billed?
The AUM fee is an annual fee billed quarterly — typically deducted directly from your investment account. Where a planning fee applies, it is paid upfront and then monthly thereafter. You'll always know what's coming before it's charged.
Do you ever earn commissions?
In some cases, yes. We may receive commissions on certain products — including life insurance, 529 college savings plans, and some mutual funds. When this applies, it will always be disclosed to you upfront before any recommendation is made. We believe in full transparency regardless of how we're compensated.
Are there any other fees I should know about?
Depending on your account type, there may be platform fees, administrative charges, or miscellaneous account fees charged by Commonwealth Financial Network as the custodian. These are disclosed in your client agreement and Commonwealth's ADV Part 2A Brochure. We'll walk you through all of them before you sign anything.
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