Your Retirement
Tax Reality

Tax rates are now locked in — and most Florida retirees don't know what that means for their IRAs, Social Security, and Medicare. Join Michael Anderson, CFP® for a clear, no-jargon breakdown of what changed and exactly what to do before the window closes.

• What You'll Learn 01
  Permanent Tax Brackets — and Why Waiting Now Has a Cost
  The OBBBA locked in current rates. Understand what that means for Roth conversions, IRA strategy, and why "wait and see" is officially over.
• What You'll Learn 02
  The $44,000+ Deduction Floor That Expires in 2028
  A temporary senior deduction creates a narrow window for near tax-free Roth conversions. Most retirees don't know it exists — and it disappears in three years.
• What You'll Learn 03
  The Hidden Traps: SS Taxation, IRMAA Surcharges & RMDs
  One large IRA withdrawal can trigger thousands in extra Medicare costs two years later. Learn how income stacking works — and how to plan around it.